Electronic Check Acceptance
Check Drafting is an electronic system that allows a business to accept check payments from their customers quickly, securely, and at a cost that is below many other methods. The check drafting system is not the same as the ACH Automated Clearing House system, and is superior in many ways for specific use cases.
Electronic check drafting is done online through a secure website, or can be integrated into an existing website using an API. Depending on the service, an electronic check service can verify whether the check writer has a history of writing bad checks, or you can choose a full electronic conversion program where checks are converted into an electronic transaction.
- Secure online check drafting through a web-based interface
- API integration for websites and custom payment flows
- Virtual terminal tools for manually processing checks
- Optional verification and bad-check risk controls
- Electronic conversion options for streamlined processing
── Why It Matters ──
Accept Checks Without the Operational Drag
ACH and Check Draft solutions give merchants more flexibility than card-only payment acceptance. MIDsource helps businesses process electronic check payments, reduce manual handling, improve settlement workflows, and add payment options customers already trust.
Benefits of Check Drafting
MIDsource is able to offer the latest payment technology to merchants, giving them unmatched flexibility in accepting major credit cards, debit cards, and checks.
- Checks are automatically deposited into a business bank account
- A business never has to see, touch, or manually deposit a single check
- Checks are processed instantly in real time
- A full-featured, secure virtual terminal is included for manual check processing
- Advanced API integration is available for websites
Automated Clearing House Solutions
With ACH solutions, you will be able to process and deliver ACH transactions through your choice of deployment models, cost-effectively, no matter the size of your institution or ACH transaction volume.
Tools Built for ACH Operations
- Online access — manage ACH and check activity through convenient online tools
- Automated settlement — streamline funds movement and reduce manual work
- Multi-institutional processing — support more complex ACH processing needs
- Robust risk mitigation — use return, debit authorization, and protection tools
- Extensive reporting — track activity, returns, and transaction details
MIDsource has numerous ACH and Check Drafting solutions available to meet your needs.
Apply Today Schedule a CallACH & Check Draft FAQ
Accept checks without the worry. Talk to a MIDsource specialist about ACH and Check Drafting options.
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