High Risk Merchant Accounts — Keep Processing

Banks are constantly scrutinizing and ultimately redefining the merchant types that they will and will not approve for a merchant account. What is acceptable to an underwriter one day could be prohibited the next. To this end, there is nothing more frustrating for a merchant than having a merchant account closed because a bank redefined their credit policy and decided that they no longer want a particular class of business.

MIDsource offers domestic high risk merchant accounts for a wide range of industries. With our extensive network and direct banking relationships, we pride ourselves in our ability to obtain new merchant accounts for businesses in the high risk and card not present space. You need a knowledgeable partner who can provide processing options based on market conditions, regulations, legislative changes, policy changes and fluctuating bank appetites. For years, the dedicated professionals at MIDsource have leveraged deep relationships and industry expertise to keep our merchants live and processing.

There have been many positive changes lately and international banks are becoming more and more prevalent as merchants expand overseas. We have dozens of international relationships and can help your business reach beyond our borders and grow exponentially.

MIDsource can help provide:

Unfortunately, we currently do not accept applications for businesses that are domiciled in India.

MIDsource has dozens of direct banking relationships worldwide that offer streamlined multi-currency solutions for both domestic and international e-commerce merchants. MIDsource can also provide multiple domestic and international gateway options through which merchants can easily accept online payments confidently and securely.

• Domestic and international gateway options
• Multi-currency processing for cross-border growth
• Card-not-present support for e-commerce merchants
• Payment options aligned with bank appetite and underwriting realities

Some of the high risk industries we provide solutions for are as follows:

• Assess the business model — review industry type, card-not-present volume, geography, products, and risk factors
• Match bank appetite — identify processing relationships that understand the merchant category
• Plan for growth — support multi-currency, international, high-volume, and gateway needs when appropriate
• Reduce disruption — help merchants stay live and processing as underwriting policy and market conditions change
• Support integration — coordinate gateway and API options for e-commerce and card-not-present payment flows