Merchant Accounts | Payment Processing for All Business Types | MIDsource.io
Merchant Services

Merchant Accounts — Built for Your Business

MIDsource will assist you in obtaining the proper merchant account regardless of whether you are an e-commerce, retail, MOTO, or mobile merchant — with the lowest rates and superior service.

24hr
Approval
turnaround
MIDsource Merchant Accounts — Payment Processing for All Business Types
Merchant Services

Merchant Accounts from MIDsource

Full-Service Merchant Processing

MIDsource will be able to assist you in obtaining the proper merchant account regardless of whether you are an e-commerce, retail, MOTO, or mobile merchant. We strive to provide our merchants with the lowest rates and superior service, along with cutting-edge technology, and equipment. Through our extensive network of banking relationships and industry expertise, we pride ourselves in our ability to offer our merchants a wide array of electronic payments and gateway options worldwide.


Zero Fee Processing

Dual Pricing

Eliminate Your Processing Fees

Regardless of how you process (E-Com, Retail, MOTO, or Mobile), our Dual Pricing Program can save you a substantial amount on your merchant processing fees.

In short, our Dual Pricing Program is designed to encourage customers to pay with Check, Checking Information, or Cash as opposed to Debit or Credit Cards. Further, as part of your regular standard price for goods & services, a small service charge is applied to all credit and debit card sales. A discount is automatically applied when customers choose to pay with their checking information or cash. As a result, the CDP nearly eliminates the processing costs associated with debit or credit card acceptance.

Brick and Mortar / Card Present
E-Commerce Merchants
MOTO Merchants
Mobile Merchants
Learn More About Dual Pricing

Online Processing

E-Commerce Merchant Accounts

MIDsource will be able to assist you in obtaining the proper merchant account regardless of whether you are an e-commerce, retail, MOTO, or mobile merchant. We strive to provide our merchants with the lowest rates and superior service, along with cutting-edge technology, and equipment. Through our extensive network of banking relationships and industry expertise, we pride ourselves in our ability to offer our merchants a wide array of electronic payments and gateway options worldwide.

  • Real-time payment gateway integration for seamless online checkout
  • PCI-compliant solutions to protect cardholder data
  • Support for all major card brands: Visa, Mastercard, Amex, Discover
  • International and cross-border transaction capability
  • Fraud screening and chargeback protection built in

In-Store Payments

Retail Merchant Accounts

MIDsource is able to offer the latest in point-of-sale technology to merchants, giving them unmatched flexibility in being able to accept major credit cards, debit cards, and checks.

EMV Countertop Terminals
Apple Pay, Samsung Pay, Google Wallet, Visa payWave, MasterCard PayPass
Display logo on screen & print on transaction receipts
Low cost merchant pricing
Dial, IP & WIFI Countertop terminals and POS solutions
Advanced credit card processing terminals and POS systems
Customer support available 24 hours a day
Dedicated account representative
Secure transactions through PCI compliant solutions
Ask MIDsource today about FREE countertop terminal

Phone & Mail Order

MOTO Merchant Accounts

MIDsource offers mail order and telephone order (MOTO) credit card processing solutions which allow for both a secure and convenient environment within which to process client credit cards. The MIDpay Virtual Terminal maintains the functionality, tools, and customization features necessary to grow and adapt to your business type and needs.

MIDsource Virtual Terminal:

Customized Reporting
Security
Invoicing
Integrations with QuickBooks
Gateway emulators
Batch Uploading
Customer Billing Archive — installment & recurring billing
And much, much more

On-the-Go Payments

Mobile Merchant Accounts

Accept Payments on the go with our state of the art Mobile Processing Technology. If your customer interactions and sales take place offsite, you need to be able to accept payments on the go and in real time in order to grow your business and keep pace with your competitors.

MIDsource can provide you with a wide range of easy to navigate wireless terminals, as well as, mobile processing equipment that is compatible with all major brand systems (iPad, iPhone, Android, etc.).

Given your business type, product or service, and processing volume, MIDsource will provide you with both low cost merchant pricing along with the best mobile device suitable to the needs of your business.

  • Compatible with iPad, iPhone, and Android devices
  • Real-time transaction processing wherever you are
  • Wireless and Bluetooth terminal options
  • Low cost merchant pricing tailored to your volume
  • Best mobile device matched to your specific business needs

Why It Matters

Choosing the Right Merchant Account

Not all merchant accounts are created equal. The wrong processor can cost you thousands per year in excess fees, hold your funds without warning, or terminate your account at the worst possible time. MIDsource’s merchant placement specialists evaluate your business type, processing volume, and risk profile to match you with the right banking relationship from the start.

Whether you’re a brand-new business applying for your first merchant account or an established merchant looking for better rates and more stable processing, our team has the banking relationships and the expertise to get you placed — and keep you there.

Standard Processor

  • One-size-fits-all pricing model
  • Hidden fees buried in monthly statements
  • Account holds and terminations without warning
  • Limited banking relationships = limited options
  • Difficult approval for non-standard business types
VS

MIDsource Merchant Account

  • Customized pricing matched to your business type
  • Full rate transparency — no surprise fees
  • Stable accounts backed by global banking relationships
  • Extensive network = more options, better placement
  • E-com, retail, MOTO, mobile and high risk welcome
24hr typical approval turnaround
95% savings possible with dual pricing
20+ years of industry expertise
100% compliant with card brand regulations

Common Questions

Merchant Account FAQ

It depends on how you accept payments. E-commerce merchants need a card-not-present account with gateway integration. Retail merchants need card-present accounts with EMV terminal support. MOTO merchants need a virtual terminal with key-entered transaction capability. Mobile merchants need a wireless or Bluetooth terminal paired with a mobile app. MIDsource evaluates your setup and matches you with the right account from the start.
Most standard merchant account applications are approved within 24 hours of submission. High risk or international accounts may take 2–5 business days depending on the banking relationship and underwriting requirements. MIDsource shepherds your application through the process and communicates every step of the way so you always know where you stand.
In many cases, yes. MIDsource specializes in difficult-to-place merchants including those with prior terminations, high chargeback histories, or MATCH list placement. Our banking network includes domestic and offshore relationships specifically designed for these situations. Every case is evaluated individually — contact us to discuss your specific circumstances.
Interchange-plus pricing is the most transparent merchant pricing model. Instead of bundling all fees into a flat rate, interchange-plus separates the card brand's interchange fee (which is fixed) from the processor's markup (which is negotiable). Merchants on interchange-plus typically pay significantly less than those on bundled or tiered pricing, and they can clearly see exactly what they're paying and why. MIDsource can review your current statement and show you what you could save.
Yes. MIDsource has banking and processing relationships around the world, enabling us to place merchants who need offshore accounts, multi-currency processing, or cross-border transaction capability. We also work with high-volume merchants who have outgrown their current processor or require more stable, scalable account infrastructure.

Ready to get the right merchant account at the right rate? Talk to a MIDsource specialist — free consultation, no obligation.

Apply Today Schedule a Call
What Our Clients Say

Client Reviews

We’re proud to be part of such a diverse, passionate group of people from across the U.S. and around the world! Here are some recent testimonials from companies that have partnered with MIDsource.

Get the Right Merchant Account Today

Apply now and get approved in as little as 24 hours. All business types welcome — retail, e-commerce, MOTO, mobile, and high risk.

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